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Personal Checking Accounts

Evergreen Advantage Checking

Evergreen Advantage Checking is our finest checking account value providing services well beyond the scope of standard checking accounts. Evergreen Advantage Checking offers the following features for one low monthly fee:

  • unlimited check writing
  • free notary services
  • free cashier checks
  • night depository
  • safe deposit box discount
  • two free or discounted boxes of checks annually (restrictions apply)
  • $10,000 accidental death and dismemberment insurance, and
  • a member benefits card that accesses several benefits including
    •  cyber scout
    •  IDIQ basic
    • cellular telephone protection
    • road side asst
    • well card Rx
    • personal estate guide

The monthly maintenance charge for this account is $7.00 per month with a 50% discount for persons over age 55.  In addition a $25.00 penalty may be applied if the minimum new account balance of $100.00 is not maintained for the first 90 days the account has been open.

Checking

The Bank of Evergreen standard checking account offers basic checking services for the average consumer customer. There is no charge for this account with a minimum monthly balance of $500. With a minimum balance of $300-$499 the monthly maintenance charge is $6.00. With a minimum balance below $300, the monthly maintenance charge is $7.00. In addition, a $25.00 penalty may be applied if the minimum new account balance of $100.00 is not maintained for the first 90 days the account has been open.

Money Market Account:

Money market investment accounts for those customers who prefer a better earning potential for their money are also offered. There will be a $6.00 monthly maintenance charge applied if the minimum balance falls below $2500 during a calendar month.  In addition a $25.00 penalty may be applied if the minimum new account balance of $100.00 is not maintained for the first 90 days the account has been open. A $2.00 service charge is applied for each withdrawal in excess of six (6) transactions per month.

NOW Account

The Bank of Evergreen offers NOW accounts for those customers maintaining a higher a minimum balance in their accounts. A $9.00 monthly maintenance charge will be applied if the minimum balance falls below $1500.00 during a Calendar Month.  In addition a $25.00 penalty may be applied if the minimum new account balance of $100.00 is not maintained for the first 90 days the account has been open.

Student Checking

Offered as either a "Personal" or "Evergreen Advantage" checking account for individuals between the ages of 16 and 19.  A parent or guardian must be on the account.  Terms and conditions of Personal or Evergreen Advantage apply to the account.